Secure Your Future with Flexible Lifetime Mortgage Options.
Unlock the Value of Your Home While Retaining Ownership
A Lifetime Mortgage offers flexible options for homeowners. You can choose to repay the loan, service the interest, or make overpayments up to 10%. If you pay nothing, the loan is repaid from the property sale when you enter long-term care or pass away, with any remaining value going to your estate. If you service the mortgage, your debt remains stable, and any surplus value also goes to your estate upon repayment.
Benefits of Lifetime Mortgage.
Financial Flexibility
Access the funds you need for retirement, home improvements, or other expenses.
Continued Home Ownership
Choose between a lump sum, regular payments, or a combination of both.
No Monthly Repayments
The loan is repaid from the sale of your home.
Tax-Free Cash
The money you receive is tax-free.
Our Lifetime Mortgage Services.
The Modern Equity Release with Flexible Repayment Options
Personalised Financial Assessment
We begin with understanding your unique needs and goals. Our one-on-one consultations ensure that your financial plan aligns perfectly with your future aspirations.
Tailored Mortgage Solutions
Lifetime Mortgages offer flexible options to unlock your home’s equity. Choose to repay the loan, service the interest, or follow other payment plans that suit your needs, providing control and flexibility in managing your finances.
Clear and Transparent Advice
Understanding the implications of a lifetime mortgage is crucial. We provide clear and transparent advice, ensuring you are fully informed of all aspects, including potential effects on inheritance and estate planning.
Continuous Support
Our support doesn’t end once the mortgage is arranged. We offer ongoing reviews and adjustments to ensure your financial strategy remains aligned with your evolving needs.
Thank you Adrian, we have contacted him through our Solicitor to help with holidays and top-up our pensions. We received some money for now, and we can go back to the company for more if we need to. Free valuation was great too.
Mr & Mrs G.
Knaresborough
A lifetime mortgage can provide the financial security and flexibility you need during retirement. Contact Adrian McClaren Mortgages today for a personalised consultation to explore your options.
Frequently Asked Questions.
Contact Us.