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Secure Your Financial Future with Expert Equity Release Advice.

Personalised Financial Solutions for Homeowners Over 55

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Understanding Flexible Equity Release.

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Flexible Equity release is a financial solution designed to help homeowners over the age of 55 release some of the value tied up in their property. This can provide the funds needed for retirement, home improvements, travel, or even supporting family members, without the need to sell your home.

Benefits of Equity Release.

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Access to Funds

Unlock the value in your home to use as needed.

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Flexibility

Choose between a lump sum, regular payments, or a combination of both.

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Retain Home Ownership

Continue living in and owning your home.

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Lifetime Assurance

The equity release loan is typically repaid upon selling the house after you pass away or move into long-term care.

Our Approach.

At Adrian McClaren Mortgages, we understand that the decision to release equity from your home is significant. Here’s how we can help:

Personalised Consultations

We begin with understanding your unique needs and goals. Our one-on-one consultations ensure that your financial plan aligns perfectly with your future aspirations.

Ethical and Transparent Advice

Our commitment to ethical practices means you receive transparent, unbiased advice. We ensure you understand every aspect of the equity release process, so there are no surprises.

Comprehensive Scheme Evaluation

Navigating the myriad of equity release schemes can be complex. We provide a detailed evaluation of available options, focusing on those that best meet your specific circumstances.

Ongoing Support

Your financial landscape can change. We provide ongoing support and reviews to ensure your equity release plan continues to be the best fit for your needs.

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I am a 90 year old living in York and I have care at home, part-time which costs £25,000 per year.  My savings have dwindled because of this, with my family present Adrian has arranged monies  from the house to help with care.  Thank you Adrian. p.s he explained things to me fully, I can recommend his services 100%

Mrs J.C.

York

Unlocking the value in your home can provide the financial freedom you deserve. Contact Adrian McClaren Mortgages for a personalised consultation and take the first step towards a secure and fulfilling retirement.

Frequently Asked Questions.

  • What is equity release?

    Equity release allows homeowners over 55 to access part of the value of their home, without needing to move out. It's usually repaid from the sale of the home when you pass away or move into long-term care.

  • How much can I release?

    The amount you can release depends on your age, the value of your home, and the type of equity release scheme you choose.

  • Are there any risks?

    As with any financial product, there are risks involved. We ensure you understand all possible implications, providing clear and transparent advice tailored to your situation.

Equity Release may involve a lifetime mortgage which is secured against your property and could reduce the value of your estate and impact on long term care funding - A release could affect inheritance and means tested benefits. Normal fees are £750 plus charged by the adviser collected at completion. Usual Fees are also charged.